Maximize Your Credit Card Rewards Today with KardoAI
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KardoAI
5 min read

How to use KardoAI to maximize your rewards?

Published on
10 Aug 2024
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How to Use KardoAI : A Step-by-Step Guide to Maximizing Your Credit Card Rewards

Credit card rewards can be a powerful tool for saving money and getting more value from your everyday spending. However, with so many credit cards offering different rewards structures, it can be challenging to know which card to use for each purchase. That’s where the KardoAI app comes in. Designed to help you maximize your credit card rewards, KardoAI simplifies the process by showing you exactly which card to use at which merchant to earn the most points or cashback. In this guide, we’ll walk you through how to use the KardoAI app to get the most out of your credit cards.

Step 1: Download and Set Up the App

The first step to using KardoAI is to download the app from the App Store (for iOS users) or Google Play Store (for Android users). Once downloaded, open the app and create an account by following the on-screen instructions. You’ll need to provide some basic information, such as your name and email address, and create a secure password.

Step 2: Add Your Credit Cards

After setting up your account, the next step is to add your credit cards to the app. KardoAI needs this information to recommend the best card to use for each purchase. Here’s how to add your cards:

  1. Navigate to the ‘All Cards’ Section: In the app, go to the ‘Cards’ tab and tap ‘All Cards’
  2. Input Your Card Details: Enter the name of the credit card you own and click on the + next to it. This adds the card to ‘My Cards’
  3. Repeat for All Cards: Continue adding all the credit cards you use regularly. 

Step 3: Search for Merchants

Now that your cards are added, you can start using KardoAI to search for merchants where you plan to shop, dine, or make purchases. The app will recommend the best credit card to use at each merchant based on your card’s reward structures.

  1. Use the Map Function: On the app’s home screen, you’ll find a map icon at the bottom. Type in the name of the merchant you’re planning to visit, such as “Starbucks” or “Walmart” and the app will show you the nearby locations for them. Select the one that you wish to visit.
  2. View Recommendations: KardoAI will show you which of your credit cards will earn you the most rewards at that specific merchant. For example, if one of your cards offers 5% cashback on dining and you search for “Starbucks,” the app will recommend using that card.

Step 4: Explore Reward Optimization Tips

KardoAI does more than just recommend which card to use. The app also offers personalized tips to help you optimize your rewards even further. 

  • Best rewards in the market: The app also shows you which card is the best in the market for all your merchant searches. This will help you decide what kind of cards you would like to get in the future.

Step 5: Adjust and Update Your Cards

As your financial situation changes or you add new credit cards to your wallet, it’s important to keep your KardoAI profile updated. Here’s how to make adjustments:

  1. Add New Cards: If you get a new credit card, simply go through the ‘Add Cards’ process again to include it in your profile.
  2. Remove Unused Cards: If you stop using a particular card, you can remove it from your profile to keep your recommendations relevant.

Conclusion: Make every purchase count with KardoAI

Using the KardoAI app is a smart way to maximize the rewards you earn on every purchase. By recommending the best credit card for each transaction, offering personalized optimization tips, and tracking your rewards, KardoAI takes the guesswork out of managing multiple credit cards. Whether you’re a seasoned rewards enthusiast or just starting to explore credit card rewards, KardoAI can help you get the most out of your spending.

Download KardoAI today and start making every swipe count!